One of the ways to reload your NetSpend card is through direct deposit.
This is one of the easiest ways to recharge your NetSpend card as there are over 130000 places to do that.
So, if you have used this method to reload your NetSpend card or you are intending to do so, here is a piece to help you on how to check pending NetSpend direct deposit.
First, it is paramount to know how long it will normally take for direct deposit to reflect.
This is one of the advantages of using Netspend over several other payment channels especially traditional banking.
How long it takes to reflect depends on where the direct deposit is originating from.
Generally, it will not exceed 3 business days in a worst-case scenario.
Ideally, Netspend will post the money the moment they receive it.
People who use it for paycheck often receive their pay 2 days earlier than the normal payday.
This is because paychecks are usually posted 2 days before payday.
While users of other traditional banks get paid on the payday, those with Netspend get their funds 2 days earlier.
Only when the check falls on a non-banking day that you will get it the next banking day.
Since Netspend posts the direct deposit as soon as they receive it, then if there is a pending direct deposit, the problem will be with the third party used and not Netspend.
That is when a third party is used.
If you use any of the Netspend reload stations, then it means the attendant has not credited your account.
You should try contacting that reload station to find out what is going on about the transaction.
One way to check your account on Netspend is by logging into the Netspend app.
Navigate to the online account center.
There you will be able to see your deposits, balance, and transaction history.
Here you can be able to see the ongoing transaction.
You can keep an eye on it until it is successful.
You will also be able to see the details just in case you need them for any concerns.
Also, a way to check pending NetSpend direct deposit will be to reach out to the customer service team.
That could be over the phone, email, etc.
They can check and give you information about it.
This is always an option to follow when you find things difficult in any company.
The issue will be how easy it is to get to them and how fast they can get you the information you require.
It is worthy of note that this is not the usual way of Netspend.
So, it is important to take note of things that normally cause a delay in direct deposit reflecting on the account.
This could be inputting wrong details like account information or card details.
If it is during the festive period or nonbanking days, it could delay the money reflecting in the account.